Your stones are already collateral.
Capital tied up in stock means the next purchase waits for the last one to sell — and that waiting is what forces the discount. Stones already verified and held in our vault can be borrowed against without being sold.
Why dealers sell at the wrong moment
Working capital sits in inventory
Stock is the asset and the constraint at the same time. Every stone on the shelf is money that cannot buy the next parcel.
Cash need forces the discount
Needing money sooner than the right buyer arrives is the single largest source of value lost in this trade. Patience is what wealthy dealers buy with capital.
Lenders do not understand gemstones
A conventional lender cannot value, verify or hold a coloured stone. Custody solves all three, which is precisely why the facility can exist here.
Four steps, built on custody you already have
Already verified
Your stone is in the vault with a certificate checked at source and a declared value on record. The hard part of secured lending is done.
Request an advance
Apply against a specific stone or against your holding as a whole. Decision based on the certified value already on file.
The stone is locked
Still yours, still in the vault, still insured — but withdrawn from sale while the facility runs. Nothing moves.
Repay, or settle from sale
Repay over the term and the stone unlocks. Or list it and settle from the proceeds. There is no repossession because there is no possession to take.
What to expect
Figures shown are indicative and subject to final structuring. Nothing here is an offer of credit.
Against certified value
Conservative by design, reflecting the time a fine stone can take to clear at a fair price.
Indicative, per annum
Priced against the security of vaulted, verified, insured collateral rather than unsecured trade credit.
Months
Aligned to the realistic selling cycle of the stone rather than a fixed calendar.
What qualifies
Stones already in custody
Outside the vault
Join the early access list
Tell us what you would borrow against and we will come back to you as the facility opens.
Collateral & Liquidity is in development. Terms shown are indicative, subject to structuring, and do not constitute an offer of credit or financial advice.